Archive - FS Decoded

Decoding how banks create money and how access to high yield products by Fintechs impacts small-mid sized banks

In my last post on the SVB crisis, I touched briefly upon the fractional reserve or money multiplier theory but it was not too pertinent for what had…

Aug 8, 2023 •

April 2023

Closing the Silicon Valley Bank chapter - Deciphering the rise and fall of the storied firm and what comes next?

Past experience, to the extent that it is part of memory at all, is dismissed as the primitive refuge of those who do not have the insight to appreciate…

Apr 3, 2023 •

February 2023

2022 - Fintech fundraising trends - Recap

FT Partners and CBInsights recently posted their 2022 summary around Fintech deals/financings. Key factor to consider here in looking at both the…

Feb 20, 2023 •

November 2022

Global Payments Reports - 2022

As is the tradition, Mckinsey and BCG released their annual payments report in October. Instead of tackling each report separately, I have tried to…

Nov 20, 2022 •

September 2021

Buy Now Pay Later - Primer

Detailed walkthrough of the business model

Sep 1, 2021 •

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